AI Isn’t Just for Big Banks. It’s for Smart Banks.
We help regional banks deliver AI-powered mobile experiences, proactive money coaching, and support automation that delights customers and reduces cost.
Where It Hurts:
Most regional banks grow through branches and acquisitions — reliable, but slow and expensive
Younger customers don’t engage with legacy banking models — and fintech is winning their attention
Your customer data isn’t being used to help people succeed financially — it just sits there, untapped
Most Americans have little to no savings — banks are in a unique position to coach, not just store
AI-Powered Ideas That Move the Needle
Budget Coach AI
A mobile-integrated assistant that delivers proactive insights, no-spend challenges, and real-time guidance to help users build healthy financial habits
Split Payment Scanner
Snap a check, auto-split the bill, generate a QR code, and collect money — even from non-customers
Support AI Assistant
Gathers customer intent, attachments, and voice inputs to generate clean, agent-ready tickets instantly
AI Nudges
Smart alerts like: “You’re spending 3× your weekly average on food — do you want to pause?”
Dynamic UI from Backend
Push updates and new flows instantly from backend config — no app redeploys needed
Proof We’ve Done It Before
Techery helped build and launch Monobank, Ukraine’s largest mobile-only bank.
- As of 2025, it serves 9+ million users
- Has no branches — just a world-class app
- Launched a split payment feature with 67% adoption in 30 days
- Customers now expect regular updates and new features — just like Apple product drops
That’s what happens when a bank behaves like a tech company: it becomes a living, evolving digital product — not just a place to store money.
Forecasted Impact
2.3×
app engagement from AI-powered budgeting
30–50%
reduction in support tickets via AI assistant
18–24%
stickiness with smart financial nudges
15–22%
new referrals through shareable split-pay features
Churn dropped 40% in Gen Z/Millennial segments after mobile-first shift.
Let’s Help You Compete Like a Bank 10x Your Size
Techery gives regional banks the Vision and AI edge they need to serve better, grow faster, and retain digitally native users.
Book a Banking Innovation Session
